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Herigstad is a writer and finance consultant for MSN Money, a personal finance software product.

She is also a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants.

Sally Herigstad www credit report free Raleigh-Durham lives in Kent, Wash., with her husband www credit report free Raleigh-Durham Gary.

To Her Credit answers a question about a debt or www credit report free Raleigh-Durham credit issue from a CreditCards.com reader each week. credit report free annual Ask a question. Dear To Her Credit, Why is my credit score different from one time www credit report free Raleigh-Durham to the next? I signed up for one of those services that lets you check your score anytime, and I've noticed that my score often changes for no apparent reason. It worries me, even though I know nothing major has changed between then and now. -- Emily Dear Emily, There are three things you should not check every day: Your weight, your stock prices, and your credit score, says Cathy Pareto, an MBA and president of Cathy Pareto and Associates, an investment and financial planning firm. Checking any one of these things too often is not only discouraging, but it can make you lose sight of the big picture. You can do everything right and not see the results you want the next morning. 3 credit scores free I doubt anything significant has changed www credit report free Raleigh-Durham in your credit history. If it had, you'd see more than an eight-point drop www credit report free Raleigh-Durham in your score. Maybe you had a slightly higher balance on an account when one of your creditors filed a report this time.